01
Build from scratch
- Build core systems internally
- Build administrative tools
- Build compliance workflows
- Develop integrations
- Maintain the full technology stack
- Carry the development and integration burden internally
SAMF Core
The Financial Infrastructure Behind Your Entire Business
Banking, payments, cards, crypto, compliance and operations — brought together in one institutional platform.
Build your financial business on infrastructure you can control, rather than assembling a fragmented stack or remaining indefinitely dependent on a software vendor.
Request a demonstrationPerpetual licensing
Full source code available
Unlimited end customers
Customer-controlled deployment
No volume-based SAMF Core licensing
Provider-independent architecture
The proposition
One Platform for the Financial Business You Want to Build
SAMF Core provides the technology foundation for modern financial-services businesses spanning fiat, payments, cards, digital assets, compliance and operations.
SAMF Core
The operating infrastructure connecting the financial business together
Customers
Onboarding & KYC/KYB
Accounts & Ledger
Payments
Cards
Crypto & Digital Assets
Compliance & Transaction Control
CRM & Back Office
Reporting & Administration
Customer-selected external providers
- Banking providers
- Card providers
- KYC / AML providers
- Custody providers
- Payment providers
- Liquidity / digital-asset providers
- Third-party APIs
SAMF Core provides the software infrastructure and integration framework. Banking, payment, card, KYC/KYB, AML, custody, liquidity and other third-party service providers are selected and integrated as part of each customer deployment unless expressly stated otherwise.
Interactive Walkthrough
See SAMF Core in Action
Explore SAMF Core from customer onboarding and compliance to accounts, payments, crypto, cards and back-office operations. See how the platform brings the core functions of a modern financial business together in one configurable infrastructure layer.
SAMF Core — 90-second interactive walkthrough
SAMF Core interactive walkthrough
A guided 90-second tour of onboarding, compliance, accounts, payments, crypto, cards and back-office operations.
DashboardCustomer onboardingKYC / KYB & complianceAccounts & walletsPaymentsCryptoCardsAdministration & back officeProvider integrationsWhite-label & customization
Want to explore SAMF Core yourself?
Your real choice
Build It. Assemble It. Or Start With SAMF Core.
02
Assemble multiple systems
- Separate core platform
- Separate crypto infrastructure
- Separate compliance systems
- Separate CRM / operations
- Multiple integrations
- Multiple vendor relationships
- Fragmented dependencies
03
Start with SAMF Core
- Existing core financial software infrastructure
- Unified operational environment
- White-label capability
- Integration-ready banking and payment workflows
- Card-management functionality
- Crypto and digital assets
- Compliance workflows
- Back-office operations
- API-driven integration framework
- Perpetual licensing available
- Full source-code option available
Why SAMF Core is different
Software That Doesn't Have to Become Your Dependency
Most financial technology decisions create long-term dependencies. SAMF Core is available under commercial models designed to give institutions substantially more control over their technology.
Perpetual licensing
Use SAMF Core under permanent licence rights rather than remaining indefinitely dependent on a recurring SAMF Core software subscription.
Full source code available
For institutions requiring maximum technological independence, SAMF Core can be licensed with full source-code access and independent modification rights within the agreed licence scope.
Your infrastructure
Deploy SAMF Core within infrastructure controlled by your organisation or your appointed infrastructure provider.
Provider freedom
Choose the banking, payment, card, KYC/KYB, AML, custody and other external providers appropriate to your deployment rather than structuring your business around one infrastructure vendor.
Maintenance freedom
No mandatory Swiss AMF maintenance contract under the perpetual licensing model. Full source-code customers can maintain SAMF Core internally or appoint their preferred development partner.
No forced major-version upgrades
Perpetual usage rights do not depend on continually purchasing future major SAMF Core versions.
Continued operation may depend on infrastructure, security requirements, regulation and compatibility with external technologies and providers.
Perpetual licence economics
Stop Renting When You Can Own.
With a SAMF Core perpetual licence, your company acquires a permanent software right—rather than paying indefinitely just to retain access.
That licence can form part of your company’s intangible technology assets and remains with the licensed business if the company is later sold.
Stop treating critical infrastructure as an endless operating cost. Invest in lasting technology value for your company.
Recurring software access
- Pay continuously to retain access
- Access depends on continuing the subscription
- No permanent software usage right
- Long-term cost continues indefinitely
SAMF Core perpetual licence
- Permanent usage rights
- No ongoing software subscription
- Licence belongs to the company and stays with the business following a sale
- Contributes to the company’s long-term technology asset base
Permanent usage rights remain subject to the definitive licence agreement and do not transfer ownership of the underlying SAMF Core intellectual property.
Your Success Should Not Increase Your Software Licence.
Unlimited end customers
No SAMF Core per-user licence fees
No SAMF Core transaction-volume licensing
Under the perpetual model, SAMF Core licensing is structured around the rights and deployment scope you acquire — not around how successful your customer acquisition becomes.
Third-party provider, infrastructure, banking, payment, card, custody, KYC/KYB and other external service charges are not included in the SAMF Core software licence unless expressly stated otherwise.
See SAMF Core licensingCapability snapshot
One Platform. Built to Connect to the Providers You Choose.
Select the banking, payment, card, KYC/KYB, AML, custody and other external providers appropriate to your business and deployment. SAMF Core supplies the core platform and integration-ready architecture.
Accounts & ledger
Multi-currency accounts, balances, internal ledger functionality, transactions, fees and financial account infrastructure.
Payments
Payment and transfer workflows designed to connect with the banking and payment providers selected for your deployment.
Cards
Card-management functionality with architecture designed for integration with the card provider selected for your deployment.
Crypto & digital assets
Wallets, digital-asset transactions and exchange functionality, with architecture designed to connect selected custody, blockchain and digital-asset providers.
KYC / KYB & onboarding
Individual and corporate onboarding workflows designed to connect with selected identity-verification and KYC/KYB providers.
AML & compliance
SAMF Core-native compliance workflows, transaction controls, reviews, risk processes and auditability, designed to connect with selected AML, screening and compliance providers.
CRM & back office
Operational administration, customer management, permissions, workflows and internal controls.
APIs & integrations
An API-driven integration framework for connecting the external services selected for each deployment.
Control
Rent the Platform — or Build Your Business on Infrastructure You Can Control.
Conventional vendor dependency
- Recurring software dependency
- Vendor-controlled roadmap
- Vendor-controlled maintenance
- Limited source-code access
- Provider dependencies may be embedded
- Pricing may increase with scale
- Migration risk if the vendor relationship ends
SAMF Core control model
- Perpetual licence available
- Full source-code option
- Independent development under the applicable licence
- Third-party developer access with the source-code licence
- Customer-controlled deployment
- Choice of maintenance provider
- Provider-independent architecture
- Unlimited end customers
- No SAMF Core transaction-volume licence fee
- No forced purchase of future major versions
A SAMF Core licence grants usage, deployment and — where separately licensed — modification rights within the agreed scope. It does not transfer ownership of the underlying SAMF Core intellectual property.
Full source code
When Vendor Independence Really Matters.
SAMF Core can be licensed with full source-code access.
A Full Source Code licence gives the licensed institution the ability to independently inspect, maintain, modify and develop its licensed SAMF Core deployment.
Explore source-code licensingFull source-code licence
- Independent modification
- Internal developer access
- Appointed third-party developer access
- Independent maintenance
- Customer-controlled development roadmap
- Customer-controlled deployment
Underlying SAMF Core intellectual-property ownership remains protected. Source-code access does not automatically include:
- Resale
- Redistribution
- Sublicensing
- Third-party platform commercialisation
White-label
One Platform. Multiple Customer-Facing Brands.
SAMF Core can support multiple genuine white-label brands operating under the licensed organisation's own financial-services business.
Licensed financial-services entity
Brand A
Brand B
Brand C
End customers
The customer-facing brands may differ, while the underlying customer relationship remains with the licensed entity or another separately licensed group entity.
Independent third-party businesses operating their own financial-services businesses on SAMF Core require separate commercial terms.
Configure white-label deploymentTerritory
Built for Businesses That Don't Stop at One Border.
Configure SAMF Core licensing for:
One country
Up to 5 countries
Up to 15 countries
Global deployment
Territorial licensing relates to SAMF Core software rights and does not constitute regulatory authorisation or guarantee third-party service availability in any jurisdiction.
Configure your deploymentProduct environment
See the Platform Behind the Proposition
Explore the SAMF Core environment used to manage customers, accounts, transactions, payments, compliance, digital assets and administration.
Licensing
Choose How Much Control You Want.
Annual licence
From CHF 80,000 / year
Pay for a continuing right to use SAMF Core during the annual licence term.
Explore licensingPerpetual licence
From CHF 275,000
Permanent SAMF Core usage rights within the licensed scope, without an indefinite SAMF Core software subscription.
Configure perpetual licencePerpetual + full source code
From CHF 625,000
Acquire permanent usage rights plus maximum technical independence over the licensed deployment.
Configure source-code licenceIndicative starting prices. Final scope and commercial terms are subject to contract.
Context
Financial Technology With Financial-Services Context.
SAMF Core is offered by Swiss AMF AG from Zug, Switzerland, combining financial-services, regulatory and operational experience with a unified fintech technology proposition.
Swiss company
Zug, Switzerland
Financial-services focus
Fintech + regulatory experience
Perpetual & source-code licensing
SAMF Core Enquiry
Let's Discuss What You're Building
Tell us what you need. We'll review your requirements and discuss the appropriate SAMF Core configuration, licensing structure and next steps.
Prefer to speak directly? Schedule a call
If the Infrastructure Already Exists, Why Build It Again?
Explore SAMF Core in detail, configure the licence rights your organisation needs and determine whether SAMF Core can become the technology foundation for your financial business.
Request a demonstrationPerpetual licensing
Full source-code option
Unlimited end customers
Customer-controlled deployment
No mandatory SAMF Core maintenance contract
No forced major-version purchase
Provider-independent architecture
Explore SAMF Core